Personal Lending

Personal Loans

Whatever your needs may be, personal loans at FNBC Bank are competitive and flexible. We offer secured and unsecured personal loans to help meet your needs. Personal loans can be used to make home improvements, take that dream vacation, purchase an ATV, or make other needed purchases. We invite you to stop by one of our offices to visit with a consumer lender, or apply quickly and at your convenience online.

Secured: Borrow money against deposits you already have with the bank, such as a savings account or CD, or other approved possessions, like an automobile.

Unsecured: No collateral is needed, and your borrowing limit is determined by income and ability to repay.

Auto Loans

When it comes time to trade in your vehicle, think of your local community bankers! We offer competitive rates and affordable loans with low down payments. We also offer extended warranties and payment protection plans to help secure you for the long haul. We invite you to stop by one of our offices to visit with a consumer lender, or apply quickly and at your convenience online. You’ll be behind the wheel of your new car in no time!

Boat & Recreational Vehicle Loans

If you’re looking to add some adventure to your life, a boat or recreational vehicle loan from FNBC can help you do just that! A consumer lender at any of our locations can help you or you can apply quickly and at your convenience online.

Consumer Credit Card

There are lots of reasons to do business with your local community bank. People you know and trust, local decision-making, and personal service, to name a few.

Here’s one more: a Visa® Platinum Credit Card that rewards you with cruises, air travel, brand-name merchandise and much more. Our Rewards Platinum Credit Card offers worldwide acceptance, hometown convenience and great benefits!