First Chance Mortgage Program FNBC Community Bankers

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FNBC is proud to offer the First Chance Mortgage Program, a special affordable housing program for households at or below the median income* and who may have no credit.

Quick pre-qualification process
100% financing*
Closing cost assistance available*
Homebuyer education and mentoring
Longer financing terms available
No pre-payment penalty
Build equity…and your future!

For more information or to see if you qualify, please contact one of our Mortgage Loan Originators listed below!

*Based on income guidelines. Income must be at or below the Area Median Income (AMI) listed for the Fannie Mae Home Ready Program. Additional restrictions may apply. Not available in all areas.

Mortgage Lending Team

Allen Moore

Senior Vice President
Commercial Lender Head of Mortgage Lending

Mountain Home

870.508.0241

NMLS 424315

Debbie Howard

Vice President
Mortgage Loan Originator

Mountain Home

870.508.0236

NMLS 641710

Karrigan Matthews

Mortgage Loan Originator

Highland

870.257.1804

NMLS 2689300

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First Chance Mortgage

FNBC is proud to offer the First Chance Mortgage Program, a special affordable housing program for households at or below the median income* and who may have no credit.

*Based on income guidelines. Income must be at or below the Area Median Income (AMI) listed for the Fannie Mae Home Ready Program. Additional restrictions may apply. Not available in all areas.

Mortgage Lending Team

Allen Moore

Debbie Howard

Karrigan Matthews

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