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Keep more cash on hand with lower down payment requirements.
Enjoy manageable monthly payments with extended terms.
Designed to support small business growth with favorable interest rates.
As an SBA Preferred Lender, we are ready to help you find the right SBA fit.
SBA loans up to $5 Million. Term loans that can be used for a range of purposes, including to start a business, for working capital, to buy a business, to expand or renovate a business, to purchase equipment or real estate, and to refinance debt.
SBA loans up to $5 million. Ideal for existing businesses looking to acquire or refinance fixed assets such as real estate, machinery, or major equipment.
SBA loans up to $500,000. Small dollar term loan or line of credit. These small business loans can be used for a range of purposes, including working capital, to start a business, to expand or renovate a business, to purchase equipment or real estate, and to refinance debt.
At FNBC, we’re committed to supporting local farmers with financing solutions tailored to your needs. Our Farm Service Agency (FSA) loans offer competitive rates, flexible terms, and personalized service to help you succeed.
Purchase farmland, construct or improve farm buildings, and promote soil and water conservation.
Cover day-to-day operational costs like feed, seed, equipment repairs, and family living expenses.
For eligible businesses in rural areas to buy or expand a business, finance improvements, equipment, real estate, augment working capital, or refinance debt.
Loan amounts with a USDA business loan vary per business and loan product. Typically, most USDA business loans range from $200,000 to $5 million, and do not exceed more than $25 million.